We offer a fully discretionary wealth management service – our sole aim is to preserve and grow our clients’ wealth over the long term.
We take a personalised approach. We take time to fully understand a client’s investment objective, personal circumstances, concerns and attitude to risk – so we can devise a personalised investment strategy aimed at preserving and growing their wealth.
Our investment process is easy to understand, while our fees are transparent. We believe in focusing on the long term, adopting a bigger-picture approach where sustainable growth, high liquidity and carefully managed risk are key.
At the heart of our philosophy is our attitude to risk. At Charteris, we define investment risk as a measure of the degree to which our portfolios as a whole might fall, in normal circumstances, at any time. Building a portfolio is a question of managing risk versus return, where risk is the potential for permanent capital losses and return is how much a client’s investment can grow.
A clients’ investment strategy will depend on their personal circumstances, such as their age, attitude to risk and financial objectives. We have a detailed risk grading process that takes into account each clients’ individual circumstances – a risk grade is agreed with the client ahead of any transactions taking place. We believe carefully managed risk is of paramount importance because preserving and growing clients’ wealth is our priority.
We listen to our clients. We are always on hand to talk to clients face-to-face, on the phone or by email, and client portfolios are all online. We prize long-term client relationships and take pride in providing a service that generates client loyalty over multiple generations.